Debt-free faster — without giving up your life to get there.
Theresa Szeto helps Vancouverites build a realistic, judgment-free plan to eliminate debt — clients see results in 6 months on average. No shame, no lecture, just a clear path forward.
A plan built around your actual life, not a generic spreadsheet.
Debt Elimination Strategy
A step-by-step payoff order for credit cards, lines of credit, and loans — matched to your real cash flow.
Income Protection
So an illness, injury, or job loss doesn't undo months of progress on your debt-free plan.
What Comes After
Once you're debt-free, a savings and investment plan so the momentum doesn't stop there.
20+ years, 500+ clients — she's seen every kind of debt situation.
Theresa Szeto is a Vancouver-based Wealth Coach and Financial Advisor who doesn't do shame or lectures. Her job is to help you see exactly where your money is going and build a plan that actually fits your life — not a one-size-fits-all budget template.
- 500+ clients served across Canada
- 98% client satisfaction
- Average 6 months to visible results
Theresa Szeto
Wealth Coach & Financial Advisor
"Always Serving People on the Frontline."
One honest conversation. No pressure, no judgment.
A 30-minute call to map out your debt payoff plan. No cost, no obligation.
- Free 30-minute call
- No obligation, ever
- Usually hear back within 24 hours
You're booked in!
Theresa's team will reach out within 24 hours to confirm your call.
Common questions about getting debt-free in Vancouver
Theresa's clients see measurable results in an average of 6 months, though timelines vary based on your total debt load and income. In your free call, Theresa will give you a realistic payoff timeline built specifically around your situation — not a generic estimate.
Theresa works with clients dealing with credit card debt, lines of credit, personal loans, student loans, and business debt. She builds a step-by-step payoff order matched to your real cash flow — so you make progress without gutting your lifestyle.
There's no catch. The 30-minute discovery call is completely free with no obligation. It's a real conversation about your debt situation and what a realistic path forward looks like — not a sales pitch. You decide if and how you'd like to work together after.
Not at all. Most people come to Theresa feeling overwhelmed and unsure where to start — that's exactly what the call is for. Just bring an honest picture of your debts and income. Theresa will help you make sense of it all without judgment.
Yes. In fact, many of Theresa's clients start from exactly that place. A debt elimination plan isn't about having spare money — it's about restructuring what you already have so more of it goes toward getting you free. The plan is built around your current income, not an ideal one.
Yes. While Theresa is based in Vancouver, BC, she works with clients across Canada including Burnaby, Richmond, Surrey, Coquitlam, and other provinces. Discovery calls are conducted by phone or video, so location is no barrier.